:root {
  --navy-950: #0d1519;
  --navy-900: #16232b;
  --navy-800: #1e3138;
  --gold-400: #e4b75b;
  --gold-500: #c9973a;
  --ink: #1c2529;
  --muted: #5c6b70;
  --paper: #faf8f4;
  --line: #e7e2d8;
  --max: 1120px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;
  color: var(--ink);
  background: var(--paper);
  line-height: 1.6;
}

h1, h2, h3 {
  font-family: Georgia, "Times New Roman", serif;
  margin: 0 0 0.5em;
  line-height: 1.2;
  color: var(--navy-900);
}

p { margin: 0 0 1em; color: var(--muted); }
a { color: inherit; text-decoration: none; }

.wrap {
  max-width: var(--max);
  margin: 0 auto;
  padding: 0 24px;
}

/* Header */
.site-header {
  background: var(--navy-950);
  position: sticky;
  top: 0;
  z-index: 50;
  border-bottom: 1px solid rgba(228,183,91,0.15);
}
.site-header .wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 76px;
}
.brand { display: flex; align-items: center; gap: 10px; }
.brand img { height: 34px; display: block; }
.brand span { color: #fff; font-family: Georgia, serif; font-size: 20px; font-weight: 700; }

.nav { display: flex; gap: 28px; }
.nav a {
  color: #cbd3d6;
  font-size: 15px;
  font-weight: 500;
  padding: 8px 0;
  border-bottom: 2px solid transparent;
  transition: color .2s, border-color .2s;
}
.nav a:hover, .nav a.active { color: #fff; border-color: var(--gold-400); }

.nav-toggle { display: none; background: none; border: none; color: #fff; font-size: 24px; cursor: pointer; }

@media (max-width: 760px) {
  .nav { position: absolute; top: 76px; left: 0; right: 0; background: var(--navy-950); flex-direction: column; padding: 16px 24px; gap: 16px; display: none; border-bottom: 1px solid rgba(228,183,91,0.15); }
  .nav.open { display: flex; }
  .nav-toggle { display: block; }
}

/* Banner */
.site-banner { display: block; width: 100%; line-height: 0; background: var(--navy-950); scroll-margin-top: 76px; }
.site-banner img {
  display: block;
  width: 100%;
  height: auto;
  max-height: 640px;
  object-fit: cover;
  object-position: left center;
}
@media (max-width: 700px) {
  .site-banner img { max-height: 320px; }
}

/* Anchor scroll offset for sticky header */
section[id], #home { scroll-margin-top: 76px; }

/* Hero */
.hero {
  background: linear-gradient(135deg, var(--navy-950), var(--navy-900) 60%, var(--navy-800));
  color: #fff;
  padding: 96px 0 88px;
}
.hero .eyebrow {
  display: inline-block;
  color: var(--gold-400);
  font-size: 13px;
  letter-spacing: 2px;
  font-weight: 600;
  margin-bottom: 18px;
}
.hero h1 { color: #fff; font-size: 44px; max-width: 720px; }
.hero p.lead { color: #cbd3d6; font-size: 18px; max-width: 620px; }
.hero-actions { display: flex; gap: 14px; margin-top: 28px; flex-wrap: wrap; }

.btn {
  display: inline-block;
  padding: 13px 26px;
  border-radius: 4px;
  font-weight: 600;
  font-size: 15px;
  transition: transform .15s, opacity .15s;
}
.btn:hover { transform: translateY(-1px); }
.btn-gold { background: linear-gradient(135deg, var(--gold-400), var(--gold-500)); color: var(--navy-950); }
.btn-outline { border: 1px solid rgba(255,255,255,0.35); color: #fff; }

/* Sections */
section { padding: 80px 0; }
.section-head { max-width: 640px; margin: 0 auto 48px; text-align: center; }
.section-head .kicker { color: var(--gold-500); font-size: 13px; letter-spacing: 2px; font-weight: 700; }
.section-head h2 { font-size: 32px; }

.grid {
  display: grid;
  gap: 28px;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
}

.card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 10px;
  padding: 32px 28px;
}
.card .num {
  display: inline-flex;
  width: 40px; height: 40px;
  align-items: center; justify-content: center;
  border-radius: 50%;
  background: rgba(201,151,58,0.12);
  color: var(--gold-500);
  font-weight: 700;
  margin-bottom: 18px;
}
.card h3 { font-size: 19px; margin-bottom: 10px; }
.card p { margin: 0; font-size: 15px; }

.band {
  background: var(--navy-900);
  color: #fff;
}
.band h2 { color: #fff; }
.band p { color: #cbd3d6; }

.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 56px;
  align-items: center;
}
@media (max-width: 800px) { .split { grid-template-columns: 1fr; } }

.fact-list { list-style: none; padding: 0; margin: 24px 0 0; }
.fact-list li {
  display: flex;
  justify-content: space-between;
  gap: 12px;
  padding: 12px 0;
  border-bottom: 1px solid var(--line);
  font-size: 15px;
}
.fact-list li span:first-child { color: var(--muted); }
.fact-list li span:last-child { font-weight: 600; color: var(--navy-900); text-align: right; }

.panel {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 10px;
  padding: 36px;
}

.cta-band {
  background: linear-gradient(135deg, var(--navy-950), var(--navy-800));
  color: #fff;
  text-align: center;
}
.cta-band h2 { color: #fff; }
.cta-band p { color: #cbd3d6; max-width: 560px; margin: 0 auto 28px; }

/* Contact */
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; }
@media (max-width: 800px) { .contact-grid { grid-template-columns: 1fr; } }
.field { margin-bottom: 18px; }
.field label { display: block; font-size: 14px; font-weight: 600; margin-bottom: 6px; color: var(--navy-900); }
.field input, .field textarea {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--line);
  border-radius: 6px;
  font-size: 15px;
  font-family: inherit;
  background: #fff;
}
.field textarea { resize: vertical; min-height: 120px; }

.disclaimer {
  font-size: 13px;
  color: var(--muted);
  border-top: 1px dashed var(--line);
  padding-top: 16px;
  margin-top: 8px;
}

/* Footer */
.site-footer {
  background: var(--navy-950);
  color: #9fa9ad;
  padding: 48px 0 28px;
  font-size: 14px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr;
  gap: 32px;
  margin-bottom: 32px;
}
@media (max-width: 700px) { .footer-grid { grid-template-columns: 1fr; } }
.site-footer h4 { color: #fff; font-family: inherit; font-size: 14px; letter-spacing: 1px; margin-bottom: 14px; }
.site-footer a { color: #9fa9ad; display: block; padding: 4px 0; }
.site-footer a:hover { color: var(--gold-400); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.08);
  padding-top: 20px;
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 8px;
  font-size: 13px;
}